Fixed Term Deposit Accounts

Earn a competitive fixed rate of interest in a deposit account for 6, 9 or 12 months or in a 1-month notice account.

Fixed-Term Deposit Account rates

  • Instant access to 20% of funds once per term
  • Applies to personal euro funds only
  • Up to £85,000 sterling deposit protection for those eligible under UK FSCS
  • Fixed-Term Deposit bank accounts only available online

One-Month Notice Deposit Account rates

  • 1.5% per annum (1.51% AER or 0.13% over one month)
  • Instant access to 20% of funds once per term
  • Variable rate and no cap on amount deposited
  • Applies to personal euro funds only
  • Up to £85,000 sterling deposit protection for those eligible under UK FSCS

 

Compare Fixed-Term Deposit Accounts
  12 Month Fixed Term 9 Month Fixed Term 6 Month Fixed Term 1 Month Notice
Interest
Rate
3.85% over 12 months AER 3.00% per annum
3.01% AER
(2.25% over 9 months)
3.00% per annum
3.02% AER
(1.50% over 6 months)
1.5% per annum
1.51 AER (0.13 over one month)
Minimum deposit €20,000 €20,000 €20,000 £20,000
Maximum deposit €2 million none none  

 

Terms & Conditions

1. Investec’s Fixed-Term Deposit Accounts are available until such time as they are fully subscribed.

2. The interest rate quoted is the per-annum rate. Therefore the interest paid to the account at the end of the term will be based on the term equivalent.

3. AER is the annual equivalent rate and shows what the interest would be if the interest was compounded and paid out each year instead of at the end of the chosen term.

4. Interest is paid after the deduction of deposit interest retention tax (‘DIRT’), unless the account holder is exempt, and is calculated at time of payment.

5. The euro equivalent of any compensation payable under the scheme may be affected by changes in exchange rates.

6. Investec Deposit Terms And Conditions (PDF)