Terms & Conditions
1. Investec’s Fixed-Term Deposit Accounts are available until such time as they are fully subscribed.
2. The interest rate quoted is the per-annum rate. Therefore the interest paid to the account at the end of the term will be based on the term equivalent.
3. AER is the annual equivalent rate and shows what the interest would be if the interest was compounded and paid out each year instead of at the end of the chosen term.
4. Interest is paid after the deduction of deposit interest retention tax (‘DIRT’), unless the account holder is exempt, and is calculated at time of payment.
5. The euro equivalent of any compensation payable under the scheme may be affected by changes in exchange rates.
6. Investec Deposit Terms And Conditions (PDF)